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No annual fee credit cards with a bonus

Last updated Nov 6, 2026

We found 18 cards that fit. The biggest bonus is from the Chase Ink Business Cash: $750 cash back. Each card links to its own page with the steps, fees and the card company's words.

Side by side

Biggest bonus first.

CardYou getYou need toYearly fee
Chase Ink Business Cash$750 cash backSpend $6,000 in 3 months$0
Chase Ink Business Unlimited$750 cash backSpend $6,000 in 3 months$0
Bank of America Travel Rewards25,000 pointsSpend $1,000 in 90 days$0
Bank of America Unlimited Cash Rewards$250 online cash rewards bonusSpend $1,000 in 90 days$0
Amex Blue Cash Everyday$200 cash backSpend $2,000 in 6 months$0
Bank of America Customized Cash Rewards$200 online cash rewards bonusSpend $1,000 in 90 days$0
Capital One Quicksilver$200 cash bonusSpend $500 in 3 months$0
Capital One Savor$200 cash bonusSpend $500 in 3 months$0
Chase Freedom Flex$200 cash backSpend $500 in 3 months$0
Chase Freedom Unlimited$200 cash backSpend $500 in 3 months$0
Citi Double Cash$200 cash backSpend $1,500 in 6 months$0
Citi Strata20,000 pointsSpend $1,000 in 3 months$0
Discover it Cash Back$200Spend $500 in 3 months$0
U.S. Bank Altitude Connect20,000 pointsSpend $1,000 in 90 days$0
U.S. Bank Altitude Go20,000 pointsSpend $1,000 in 90 days$0
U.S. Bank Cash+$200 rewards bonusSpend $1,000 in 90 days$0
Wells Fargo Autograph20,000 pointsSpend $1,000 in 3 months$0
Wells Fargo Active Cash$100 cash rewards bonusSpend $500 in 3 months$0

How it works

A welcome bonus is extra points, miles or cash you get after you spend a set amount on a new card. You must spend it in a set time, often 3 months.

Only spend what you would spend anyway. If you carry a balance, the interest can cost more than the bonus.

The card company can change or end an offer at any time. Check its page before you apply.

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