Advertiser disclosure: The SmartCredit and WalletHub links on this page are paid affiliate links (CJ Affiliate): we may earn a commission if you sign up through them, at no cost to you. We have no affiliate relationships with the card issuers listed here and earn nothing from those links. See Disclosures.

Chase

Chase Freedom Unlimited credit card

Last updated Oct 27, 2026

You get

$200 cash back

You need to

Spend $500 in 3 months

No deadline listed

Go to the card siteAdd to compare

The Chase Freedom Unlimited card gives you $200 cash back when you spend $500 on purchases in the first 3 months. It has a $0 yearly fee and 0% intro APR for 15 months on purchases and balance transfers. After that, the APR is 18.49% to 27.99% variable.

You get

$200 cash back

Rewards after that

Unlimited 1.5% cash back, 3% on dining and drugstores, 5% on travel through Chase Travel.

You need to

Spend $500 in 3 months.

The card company's words

Spend $500 on purchases in the first 3 months.

Fees and interest

Yearly fee: $0
Intro APR: 0% intro APR for 15 months on purchases and balance transfers
Regular APR: 18.49% to 27.99% variable

APR is the yearly interest you pay on money you owe. If you pay the full bill each month, you pay no interest.

A balance transfer fee applies.

Ends

No deadline listed

The card company can change or end the offer at any time.

Who it is for

Everyday cash back with no annual fee.

Questions

What is the Chase Freedom Unlimited credit limit?

Chase does not list a set credit limit for this card. Chase sets your limit when you are approved, based on your credit.

Does Chase Freedom Unlimited have 0% APR?

It has 0% intro APR for 15 months on purchases and balance transfers. After that, the APR is 18.49% to 27.99% variable. A balance transfer fee applies.

How do I get the $200 bonus?

Spend $500 on purchases in the first 3 months. Chase says the bonus can take 6 to 8 weeks to post. You cannot get it if you got this card's bonus in the past 24 months.

See the fine print