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Bank of America

Bank of America Customized Cash Rewards

Last updated Oct 27, 2026

You get

$200 online cash rewards bonus

You need to

Spend $1,000 in 90 days

No deadline listed

Go to the card site

You get

$200 online cash rewards bonus

Rewards after that

6% cash back in a category you choose for the first year (then 3%), 2% at grocery stores and wholesale clubs, on the first $2,500 a quarter in combined choice and grocery and wholesale purchases, then 1%.

You need to

Spend $1,000 in 90 days.

The card company's words

Spend $1,000 in the first 90 days.

Fees and interest

Yearly fee
$0
Intro APR
0% intro APR for 15 billing cycles on purchases and on balance transfers made in the first 60 days
Regular APR
17.74% to 27.74% variable

APR is the yearly interest you pay on money you owe. If you pay the full bill each month, you pay no interest.

Balance transfer fee is 3% for the first 60 days, then 5%.

Ends

No deadline listed

The card company can change or end the offer at any time.

Who it is for

People who want to pick their own bonus category.

See the fine print

Read the full terms on the provider page

Go to the card siteSee all credit cards

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