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Citi

Citi Strata

Last updated Oct 27, 2026

You get

20,000 points

ThankYou points

You need to

Spend $1,000 in 3 months

No deadline listed

Go to the card site

You get

20,000 ThankYou points

Rewards after that

5x points on hotels, car rentals and attractions booked through Citi Travel; 3x at supermarkets, gas and EV charging, select transit and one category you pick; 2x at restaurants.

You need to

Spend $1,000 in 3 months.

The card company's words

Spend $1,000 in the first 3 months.

Fees and interest

Yearly fee
$0
Intro APR
0% intro APR for 15 months on purchases and balance transfers
Regular APR
18.74% to 28.74% variable

APR is the yearly interest you pay on money you owe. If you pay the full bill each month, you pay no interest.

Ends

No deadline listed

The card company can change or end the offer at any time.

Who it is for

Points earners who want no yearly fee.

See the fine print

Read the full terms on the provider page

Go to the card siteSee all credit cards

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