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Checking account bonuses

Last updated Nov 10, 2026

We found 26 offers that fit. The biggest is Citizens Checking + Savings bundle: Up to $3,000. Each one links to its own page with the steps and the bank's words.

Side by side

Biggest bonus first.

OfferYou getYou need toEnds
Citizens Checking + Savings bundleUp to $3,000Get $1,000+ in direct deposits a month and put $15,000+ in savingsOpen by Nov 15, 2026
HSBC Premier CheckingUp to $3,000Add $50,000+ of new money in 30 days and keep it 3 monthsOpen by Dec 31, 2026
Chase Total Checking + Chase Savings$900Get a direct deposit in 90 days and put $15,000+ in savingsEnds Jan 27, 2027
BMO Smart Advantage CheckingUp to $600Get $1,000+ in direct deposits each month for up to 6 monthsOpen by Dec 15, 2026
First Merchants Prosper Plus CheckingUp to $600Get $500+ in direct deposits in 90 daysOpen by Dec 31, 2026
Huntington Platinum Perks Checking$600Put in $25,000+ of new money in 90 daysOpen by Jan 15, 2027
KeyBank Key Select Checking$500Get $5,000+ in direct deposits in 90 daysOpen by Dec 11, 2026
Truist One Checking$500Get $2,000+ in direct deposits and make 20 debit card buys in 120 daysOpen by Feb 2, 2027
Chase Total Checking$400Get $1,000+ in direct deposits in 90 daysOpen by Jan 27, 2027
Huntington Perks Checking$400Get $500+ in direct deposits in 90 daysOpen by Jan 15, 2027
Navy Federal Checking (new members)$400Join, open checking and set up direct deposit of $500+ a monthOpen by Dec 31, 2026
PNC Virtual Wallet with Performance Select$400Get $5,000+ in direct deposits in 60 daysOpen by Jan 7, 2027
Regions LifeGreen Checking$400Register first, then get $1,000+ in direct deposits in 90 daysRegister by Dec 31, 2026, open by 2027-01-31
Robins Financial CU CheckingUp to $400Set up direct deposit and keep $500+ in checkingNo end date listed
SoFi Checking and Savings$400Get $5,000+ in direct deposits in 25 daysFirst direct deposit by Dec 31, 2027
Wells Fargo Everyday Checking$325Get $1,000+ in electronic deposits in 90 daysOpen by Jan 13, 2027
Axos CheckingUp to $300Get $1,500+ in direct deposits and keep $5,000+ each monthOpen by Dec 1, 2026
Fifth Third Momentum Checking$300Get $500+ in direct deposits in 90 daysOpen by Jan 4, 2027
Heritage Financial CU Checking + High Yield SavingsUp to $300Open qualifying checking plus High Yield Savings with $25No end date listed. Offer began Nov 1, 2026
KeyBank Key Smart Checking$300Get $2,000+ in direct deposits in 90 daysOpen by Dec 11, 2026
TD Beyond Checking$300Get $2,500 in direct deposits in 60 daysEnds Nov 30, 2026
X Money Account$300Get $3,000 of direct deposits in 90 daysNo end date listed
CapEd Credit Union Checking$200Get a $250+ direct deposit or automatic payment in 90 daysOpen by Dec 27, 2026
Northwest Plus CU Checking$200 CDSet up a $500+ monthly direct depositJoin by Nov 21, 2026
TD Complete Checking$200Get $500 in direct deposits in 60 daysEnds Nov 30, 2026
Wings Credit Union No Strings Checking$200Deposit $100 and activate your debit card in 30 daysOpen by Dec 31, 2026

How it works

A bank bonus is cash a bank pays you for opening a new account. Most ask you to move in money or set up a direct deposit by a set date.

Keep the account open as long as the bank asks. If you close it early, the bank may take the bonus back.

Bonuses count as income. Your bank may send you a tax form.

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