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Checking

First Merchants Prosper Plus Checking

Last updated Nov 2, 2026

You get

Up to $600

You need to

Get $500+ in direct deposits in 90 days

Open by Dec 31, 2026

Go to the bank site

You get

Up to $600

You need to

Get $500+ in direct deposits in 90 days.

The bank's rules, word for word

  1. Use promo code FMBSEM26
  2. Get $300 with $500 or more in direct deposits within 90 days, plus $300 more for a $15,000 minimum daily balance from day 8 to day 90

How long to wait

Paid in the 6th month after opening. Closing within 6 months can cost the bonus plus a $50 fee.

Fees

We did not find a fee in our data.

Look at the bank's fee list before you open it.

Ends

Open by Dec 31, 2026

Who can get it

Only in: IN, OH, MI. You must live there.

Virginia: No, First Merchants serves Indiana, Ohio and Michigan.

See the fine print

Read the full terms on the provider page

Go to the bank siteSee all bank bonuses

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