Citizens Checking + Savings bundle
Checking + SavingsYou get
Up to $3,000
You need to
Get $1,000+ in direct deposits a month and put $15,000+ in savings
Open by Nov 15, 2026
Advertiser disclosure: No links on this page pay us. See Disclosures for how we make money.
Checking
BMO Smart Advantage Checking
Last updated Oct 27, 2026You get
Up to $600
You need to
Get $1,000+ in direct deposits each month for up to 6 months
Open by Dec 15, 2026
You get
Up to $600
You need to
Get $1,000+ in direct deposits each month for up to 6 months.
The bank's rules, word for word
- Open with the promo code on BMO's offer page by 2026-12-15
- Get $1,000+ in direct deposits each month
- BMO pays $100 a month for up to 6 months in a row
How long to wait
Counting starts the month after you open. Each $100 is paid about 10 days into the next month.
Fees
Monthly fee $0 on Smart Advantage.
Ends
Open by Dec 15, 2026
Who can get it
Only in: AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI. You must live there.
Virginia: No, VA is not on BMO's list of eligible states.
See the fine print
- Can you get it more than once? No. Not if you have BMO personal checking now or closed one in the last 12 months.
- Smart Money ($5, or $0 under 25) and Relationship ($25, can be waived) also count.
- You need $25 to open.
Other offers
HSBC Premier Checking
CheckingYou get
Up to $3,000
You need to
Add $50,000+ of new money in 30 days and keep it 3 months
Open by Dec 31, 2026
You get
Up to $1,500
You need to
Put in $20,000+ of new money in 15 days and keep it 90 days
No end date listed
0 selectedCompare