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Checking

X Money Account

Last updated Nov 2, 2026

You get

$300

You need to

Get $3,000 of direct deposits in 90 days

No end date listed

Go to the bank site

You get

$300

The offer page shows 0.00% APY for New York residents from Oct 1, 2026.

You need to

Get $3,000 of direct deposits in 90 days.

The bank's rules, word for word

  1. Get $3,000 or more of qualifying deposits (ACH direct deposit or X Creator payouts) within 90 days of opening

How long to wait

Bonus paid 14 days after you meet the requirements.

Fees

We did not find a fee in our data.

Look at the bank's fee list before you open it.

Ends

No end date listed

Who can get it

Only in: NY. The offer page says it is only for New York residents for now.

Virginia: No, the offer page says New York residents only for now.

See the fine print

Read the full terms on the provider page

Go to the bank siteSee all bank bonuses

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