Cash Radar HQ

Advertiser disclosure: The SmartCredit and WalletHub links on this page are paid affiliate links (CJ Affiliate): we may earn a commission if you sign up through them, at no cost to you. We have no affiliate relationships with the card issuers listed here and earn nothing from those links. See Disclosures.

American Express

American Express Platinum

Last updated Oct 27, 2026

You get

Up to 175,000 points

offers vary

You need to

Spend $12,000 in 6 months

No deadline listed

Go to the card site

You get

As high as 175,000 Membership Rewards points (offers vary)

Rewards after that

5X points on flights booked directly with airlines or through Amex Travel (up to $500,000 a year) and on prepaid hotels through Amex Travel.

You need to

Spend $12,000 in 6 months.

The card company's words

Spend $12,000 on purchases in the first 6 months.

Fees and interest

Yearly fee
$895
Intro APR
None listed
Regular APR
Pay Over Time: 19.74% to 28.74% variable

APR is the yearly interest you pay on money you owe. If you pay the full bill each month, you pay no interest.

Ends

No deadline listed

The card company can change or end the offer at any time.

Who it is for

Frequent travelers who will use the lounge access and travel credits.

See the fine print

Read the full terms on the provider page

Go to the card siteSee all credit cards

Other cards