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Citi

Citi Strata Elite

Last updated Oct 27, 2026

You get

75,000 points

ThankYou points

You need to

Spend $6,000 in 3 months

No deadline listed

Go to the card site

You get

75,000 ThankYou points

Rewards after that

12x points on hotels, car rentals and attractions and 6x on air travel booked through Citi Travel; 6x at restaurants on Citi Nights, 3x at restaurants other times, 1.5x on everything else.

You need to

Spend $6,000 in 3 months.

The card company's words

Spend $6,000 in the first 3 months.

Fees and interest

Yearly fee
$595
Intro APR
None listed
Regular APR
20.74% to 28.74% variable

APR is the yearly interest you pay on money you owe. If you pay the full bill each month, you pay no interest.

Ends

No deadline listed

The card company can change or end the offer at any time.

Who it is for

Big travel spenders who will use the credits and lounge access.

See the fine print

Read the full terms on the provider page

Go to the card siteSee all credit cards

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